By providing your contact information, you agree to receive return telephone calls or text messages by us and/or our affiliates. Austin Debt Consolidation is provided by Affordable Debt Consolidation, a We are not a lender but offer a platform to shop 25+ participating lenders. Texas licensed Debt Management Agency. Debt Consolidation Austin Texas, Credit Counseling Austin Texas and Debt Relief Austin Texas Consultations are Free of Charge with no obligation. Clients who make monthly program payments generally experience approximately a 50% reduction of their enrolled balance before fees, or approximately a 35% reduction after payment of settlement fees over a 24-48 month period, not including optional separate services such as FDCPA protection provided by a law firm. Individual results may vary based on ability to save sufficient funds and complete the program and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, that you will be debt free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to creditor. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice and we do not provide credit repair services. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs available in Texas. Logos used are property of their respective owners.